Rome can you throw me a yearly amount that is considered living for me (no im not being sarcastic im really tryna set a goal). Currently no kids (no plans for any for another 5 years) a girlfriend (plans for marriage in about 3). I would rather she not work.
we live in seattle (you know how expensive that is.
what would be a considered living?
(again not being sarcastic).
I don't consider $60,000 living when you have a set up like I do. I created all of the expenses myself but I can't see going without anything I have now.
There are a ton of factors that decide how you're going to live.
- The price of your home
- The price of insurance on your cars
- Your car payment amount
- How much cable TV do you need (I have all of the movie channels and sports packages)
- How much outside entertainment / dining do you need (do you like concerts and festivals?)
- How much are you trying to save
- Do you / your woman have expensive taste
- Who in your family hits you up for money
There is no figure I can throw out that would accommodate every situation. Some people live a "lesser" lifestyle and mine is by no means "lavish" but I find those people without car insurance sometimes, asking to borrow sometimes, not able to go places they want to go sometimes, trying to "go up" on a bottle sometimes... and they live in apartments and don't have two kids. I know they rake in around $45,000 or in that ball park but for me... I'm a compulsive buyer - if I see something I want, I want to be able to get it. So far so good so I'm basing half of my stance off of being able to have what you want when you want it. With that said... I also don't want much and the stuff I do have I keep in excellent condition. I still have cassette players from the 90's in my garage that work like new!
The next part you didn't ask for but I'm throwing it in anyway. Rest of FP better listen up, lol. It's not meant to be a lecture or anything, just some ish I've seen happen a few times. It's take or leave it type ish. You know what you're doing though but I'll post it anyway.
That not having your woman work thing is not going to fly. Give a woman too much time on their hands and they'll find something to do with it. Things you won't like and when the bills stack up and she can't contribute - you'll look at her funny because UPS and Fed Ex trucks will still be dropping off shoe boxes and leather jackets. Plus that will give them a convenient way to pack on the pounds and watch THE VIEW and not clean up until 15 minutes before you come home. This isn't the 60's where hot apple pies sit on the windowsill waiting for you to get home. I can cover everything without my wife having to work... and I tried it, I thought it was a nice gesture. I had to shut it down. The STATISTICS are too in favor of them getting used to NOT WORKING and if the ish hits the fan... they'll tell you that YOU need another job. You have to keep a tight reign on your woman and never get too mushy, lol. Sad but that's the way it is. I've been married for a MINUTE... my friends are divorced (and still want their ex's back... most of their ex's moved on to dudes with more money lol).
... women don't respect mushy and I do know a lady that doesn't work and her husband works and he gets no respect.
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Go easy on the kids thing. 2 max. Daycare for a newborn is $1000 a month easy. Similac and Pampers $25 a can $30 a pack and they last ALMOST a week... on a good week. Babyfood, strollers, clothes that last a month... ehh.... BUT!!! NOTHING BEATS KIDS! NOTHING IN THE WORLD! Kids LOVE their parents until their parents F it up... the spouse or girlfriends just like the other person a lot. There's a huge difference and anybody that's got a good relationship with their kids will tell you that I'm telling the truth...
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Get your kids tested no matter what, it's going to run around $450. You just want piece of mind.... especially if the woman doesn't work. Don't trust those Walgreen's testing kits and ish for $40. Get the real deal testetestsss.
... had both of my kids tested... didn't tell my wife though. Stats show that 1 million men are taking care of kids that aren't their own.
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NEVER! argue with a woman face to face, ish will go downhill in 0.2 seconds. You have to leave and call back to the crib and scream it out over the phone. You just have to, it's the new rule. If you have kids, don't call your woman names AT ALL! If you've been drinking, you have to put on your track shoes and walk out of the crib and take your phone with you. Your neighbors will call the cops and if you've been drinking... they're going to look at you funny.
Oh, back on the money thing... never set out to look for a house... ALWAYS look for a house. You can probably find one for cheaper than what people are paying for apartments. Sometimes people have to sell their homes quickly because they have to leave the state to take care of sick family members, sometimes older people pass away, all of that. If you wait to look and be like - I make enough to buy a house, I'll start looking... well, you probably already missed 10 good deals! by waiting. My Father in law bought a house with a pool for less than $100,000 and it's bigger than mine... the guy that had it died and my Father in Law wasn't looking for a house... he just kept his eye open and BAM! there one was that didn't need any work except the pool needed to be cleaned. ALWAYS LOOK or else you're throwing money down the drain. People hear that all the time.... but it's true.
^^^^^^^^^ ALL O DAT IS TAKE OR LEAVE IT ADVICE... It's not meant to offend anyone.
.... and in a cheaper city $60,000 a year is probably fine but for Seattle.... nah.