Like I said, it was made for the studio.
You can't compare a condenser to dynamic.
Because of there intended usage, condensers are more sensitive. Condensers are used for critical recording, where you need to pick up every nuance. Dynamics are used in stage setting, where they may get banged around and dropped. Or, they're used on percussive instruments. Condensers are at the top of the microphone food chain (Now, I'm ncluding ribbons and other mics in that class. So, please, no one reply with the question, "What about..." this type and that type.).
Anyway....
You're gonna be hard pressed to find a good condenser in the $100 range. It's not unheard of to spend in excess of $5,000 on a high-end condenser. You can save up an extra $100, then grab
a Rode NT1. They're pretty nice, especially for $200. But the one you have is pretty nice, too.
Honestly, it doesn't make sense to take your 319 back if you're just gonna buy another inexpensive mic.
It's most likely your setup, not the mic, that's introducing all that noise. If that's the case, buying another mic won't make any difference.
You should just buy a little DI box, such as the Tube MP. That should only set you back about $70. Plug the mic into the DI, then plug the DI into the mic input on your soundcard. That should solve your noise problems.
Now, I hope you know that all the noise you hear in your headphones doesn't necessarily translate to your recording medium.
Also, you confused me a little when you said you had a Digi product. Most, if not all, digi interfaces have built-in mic pres with phantom power. So, you wouldn't need to buy anything else just to power and run a single microphone.