Help I Got Robbed

[tonipeace]

Wat up ya'll , I was recently burglarized and they got me for about 25k worth of stuff
most of it mine some my buddies gear too. Anyhow I'm insured with Music Pro for
about 20 and i'm getting ready to go threw the motions with them. I was wondering if anyone had dealt with them before and what I should expect.
I been reading horror stories online , its a fake company ,that your stuff gets depreciated to nothing or that they don't cover software all kinds of stuff and i'm kind of spooked .
I really would appreciate any feedback or if anyone has ever made a claim with a similar company how it went for them.Should I get my own adjuster ?

[fataltone]

I never dealt with this company and this one thing I need to research in detail for my business plan...insurance...
a friend here on the site gave me the name he uses for insurance so I'm going to research several different companies and chose one which fits my needs...

[Vapor One]

A few things to consider... Paperwork: What's your contract say? Did anyone come to examine the equipment? Do you have pictures of your equipment and their condition? Basically if you're nervous about this insurance company, I would search everything in that contract.

[James.c]

So sorry to hear about your burglary. I hope everything works out for you.

[H1N1PROOF]

That's crazy. Hope all goes through.

[The Light]

I hope you bounce back from this.

[Benny J]

Sorry this reply is late, however.......You need to get yourself a "Public Insurance Adjuster". This is a person that will work on your behalf as a lawyer would. They go up against your insurance company to get you the fairest outcome, and for this you pay them 10% of the money that is payed out.

They will get you far more than if you just go up against your insurance company by yourself. I know this. I had a claim where the insurance company wanted to pay $18G....and my public adjuster got me $26K which is what I should have gotten in the first place. Sure it cost me $2,600 but I got much more.

Your insurance company will tell you otherwise because they are full of bull. Google "Public insurance adjuster" look under wiki.

For the future if you have 25K worth of gear then use your head and go to a real insurance company.

[DUDEaboutBUSNIESS]

sorry to hear that, but you gotta be careful who let see your equipment and take extra security measures. never heard of company tho

[reddy1985]

Public Insurance Adjusters sound like an excellent idea, I have never heard of them to be honest.

[Brian Hulnick]

Excellent concept. Still got 5.5K more than if you had let the insurance company screw you over.